First Commercial Bank
Rate Chart
First Commercial Bank
THE FOLLOWING PRODUCTS CAN BE USED AS IRA CONTRIBUTION ACCOUNTS: 12 MONTH, 18 MONTH, 24 MONTH AND 48 MONTH CERTIFICATES OF DEPOSIT. IRA AND CERTIFICATE OF DEPOSIT RATES ARE THE SAME, WITH THE EXCEPTION OF THE 18 MONTH VARIABLE IRA WHICH IS DISCLOSED IN THE MIDDLE OF THIS RATE CHART.
| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yeild |
| 3 Month Certificate of Deposit(a) | $1,000.00 | n/a | 1.00% | 1.00% |
| 6 Month Certificate of Deposit(a) | $1,000.00 | n/a | 1.44% | 1.45% |
| 12 Month Certificate of Deposit(a) | $1,000.00 | n/a | 1.69% | 1.70% |
| 18 Month Certificate of Deposit(a) | $1,000.00 | n/a | 1.79% | 1.80% |
| 24 Month Certificate of Deposit(a) | $1,000.00 | n/a | 1.99% | 2.00% |
| 30 Month Certificate of Deposit(a) | $1,000.00 | n/a | 2.23% | 2.25% |
| 36 Month Certificate of Deposit(a) | $1,000.00 | n/a | 2.48% | 2.50% |
| 48 Month Certificate of Deposit(a) | $1,000.00 | n/a | 2.48% | 2.50% |
| 60 Month Certificate of Deposit(a) | $1,000.00 | n/a | 2.48% | 2.50% |
| 18 Month Variable IRA(d) | $1,000.00 | n/a | 0.36% | 0.36% |
| Super NOW Account(b) | $7,500.00 | $100.00(c) | 1.00% | 1.01% |
| Tiered Money Market Deposit Account(b) | ||||
| $0 to $50,000.00 | $1,000.00 | $100.00(c) | 1.00% | 1.01% |
| $50,000.01 to $100,000.00 | $1,000.00 | $100.00(c) | 1.25% | 1.26% |
| $100,000.01 to $250,000.00 | $1,000.00 | $100.00(c) | 1.50% | 1.51% |
| $250,000.01 and above | $1,000.00 | $100.00(c) | 2.00% | 2.02% |
| NOW Account(b) | $1,000.00 | $100.00(c) | 0.50% | 0.50% |
| Health Savings Now Account (b) | ||||
| $0 to $4,999.99 | $100.00 | $100.00 (c) | 1.00% | 1.00% |
| $5,000.00 to $24,999.99 | $100.00 | $100.00(c) | 1.50% | 1.51% |
| $25,000.00 to $49,999.99 | $100.00 | $100.00(c) | 2.00% | 2.01% |
| $50,000.00 and above | $100.00 | $100.00(c) | 2.50% | 2.52% |
| Savings Account(b) | $100.00 | $100.00(c) | 1.00% | 1.00% |
| Christmas Club(b) | $1.00 | n/a | 1.00% | 1.00% |
| Kids First Savings Account(b) | $10.00 | n/a | 1.00% | 1.00% |
- (a) A penalty will be imposed for early withdrawal.
- (b) The interest rate and annual percentage yield may change after account opening.
- (c) Daily Balance. The amount of principal in the account each day.
- (d) A penalty will be imposed for early withdrawal if under the age of 59 and a half.
Fees could reduce the earnings on the account.
Rates are subject to change without notice.
For current Rate information call 573-624-8828.
