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FACTS: WHAT DOES First Commercial Bank DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.  Federal law  also  requires  us  to  tell  you how we collect, share, and  protect  your  personal  information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and account balances
  • credit history and employment information
  • income and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons FIRST COMMERCIAL BANK chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does FIRST COMMERCIAL BANK share?

Can you limit this sharing?

For our everyday business purposes–such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes– to offer our products and services to you 

NO

We don’t share

For joint marketing with other financial companies 

NO

We don’t share

For our affiliates' everyday business purposes– information about your transactions and experiences

NO

We don’t share

For our affiliates' everyday business purposes– information about your creditworthiness

NO

We don’t share

For our affiliates to market to you

NO

We don’t share

For nonaffiliates to market to you

NO

We don’t share


Questions?        Call 573-448-3514 or go to www.firstcb.net


What we do

How does FIRST COMMERCIAL BANK protect my personal information?

  • To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards to secured files and buildings.

How does FIRST COMMERCIAL BANK collect my personal information?

  • We collect your personal information, for example, when you
    • apply for a loan or open an account
    • give  us  your  contact  information  or  show  your  driver's  license
    • give  us  your  income  information

Why can't I limit all sharing?

  • Federal law gives you the right to limit only
    • sharing for affiliates' everyday business purposes – information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliated to market to you

 State  laws  and  individual  companies  may  give  you  additional  rights  to  limit  sharing.

Definitions

Affiliates

  • Companies related by common ownership or control. They can be financial and nonfinancial companies.
    • FIRST COMMERCIAL BANK does not share with our affiliates.

 

Nonaffiliated

  • Companies not related by common ownership or control. They can be financial and nonfinancial companies.
    • FIRST COMMERCIAL BANK does not share with nonaffiliated so they can market to you.

 

Joint marketing

  • A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • FIRST COMMERCIAL BANK doesn't jointly market.


Other important information

Gideon: 448-3514 Chaffee: 887-3541 Dexter: 624-8828 Benton: 545-4555 Advance: 722-5599 Morley: 262-3503 Bloomfield: 568-3104 Morehouse: 667-5222 Essex: 283-5647 Oran: 573-262-3724

 

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Equal Housing Lender